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Think You Know Enough About Money? See Where Your State Ranks For Financial Literacy

Financial literacy is critical for lifelong success, but it hasn't been a priority in terms of formal education in the United States. This is slowly changing, and upwards of 25 states now require at...

By John Csiszar | Apr 29, 2024

Saving Money

Should You Build a General Savings Account or An Emergency Fund First?

When you're a frugal person and dedicated to putting money aside for your future, one common dilemma you'll face is deciding whether to start building an emergency fund or a general savings account. ...

Owe Money to the IRS? Most People Don’t Realize You Can Do This — Today

Are you eligible for the IRS Fresh Start program? Could you settle your debt for less than you currently owe?

Retirement

I Retired in My 70s: Here’s My Monthly Budget

Much of the conversation around retirement and financial planning involves making sure you're financially ready to take the big plunge out of the workforce and into the open seas of life as a retiree....

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9 Valuable American Nickels in Circulation

Money Left on The Table: 3 Ways It Pays To Delay Your Social Security Benefits

What Social Security Could Look Like in 2035

How a Biden Win in 2024 Could Impact Your Retirement Savings

5 Social Security Mistakes To Avoid in 2024

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This Year’s Best Banks

Our team of experts have released this year’s list of best banks! Switch to one of these top-rated banks to get the most of out of your money

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Get Started on Taxes

Need some guidance to file your taxes this year? We’ve got you covered with this comprehensive guide to filing for your 2024 taxes

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Curious About Retirement?

GOBankingRates has curated expert tips and recommendations to reach your financial goals to retire at any location

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Financially Savvy Female

This series aims to educate women about all phases of their financial lives, from paying off student loans to climbing the career ladder to preparing for retirement.

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Calculators, & More

Use this retirement calculator to see if you’re on track to reach your goals to retire.

My Retirement

Curious about your federal return this year? Use our tax calculator for an estimate.

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This mortgage payment calculator will estimate your monthly payments.

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How much gas can you afford? This gas calculator can compare estimated gas costs.

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BANKING

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Banking

What Are Joint Bank Accounts and How Do They Work?

If you're about to get married or have already tied the knot, you may be thinking about opening a joint bank account with someone else. Joint bank accounts allow you to combine your finances into a...

Banking

BMO CD Rates for May 2024

While there are hundreds of in-person branch options with BMO Bank, you can also manage your banking tasks over the phone or online. The bank earned a place as one of GOBankingRates' Top Banks of...

Banking

What To Look For When Switching From a Traditional Bank to an Online Bank

Traditional banks have a lot to offer, but they're not always accessible or convenient. In some cases, they also charge higher fees or have lower annual percentage yields (APYs) than digital options....

Taxes

Can the IRS Seize Your Tax Refund? 4 Reasons They Can (and How To Avoid It)

According to data from the IRS, the average tax refund in 2024 has been $3,011, an increase of 4.6% from one year ago. If you're still waiting for your tax refund, the IRS states that you should...

Taxes

Here’s How Much Your State Collects on Every Type of Tax

When it comes time to pay the taxman, we're all in the same boat. But what we pay isn't always the same. Find out how much your state collects from each person.

Taxes

More Than Half Are Expecting the Same Tax Refund This Year — How Much Did They Actually Get?

The Internal Revenue Service recently revealed updated figures for the 2024 tax season -- through April 6, the agency had processed more than 100 million individual tax returns and was expecting tens...